Vista Drive

Colton | California

A Piece of

Highrise Heaven

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Elizabeth Sochor

Presented At

$649,000

Bedrooms

Bathrooms

Living

2,285

SQFT

12687

Vista Drive

Colton | California

12687 Vista Drive, Colton, CA 92324, Colton, California, United States. , Colton , California 92324

3 Bedrooms Single Family Detached

Rural Reche Canyon Living – Just Minutes to Town! Enjoy peaceful country living only 2.5 miles from shopping and 4.7 miles from Loma Linda University Medical Center. This single-level 3-bedroom, 2-bath home sits on approximately 1.2 acres of flat, fully fenced land along a quiet dirt road. Built in 1976, the home offers an updated kitchen with granite countertops, convenient access to a large indoor laundry room, and a direct connection to the attached 2-car garage with a new roll-up door. The floor plan includes a spacious living and dining area, a cozy family room with a fireplace and attached bonus space—perfect for a home office, hobby room, or guest area + generous hall storage. Recent improvements include new ducting for central heat and air conditioning. The property features mature shade trees that frame the front yard, ample parking, and a large barn with concrete flooring—the barn has recently been painted and fumigated—ideal for storage, extra parking, or potential use for farm animals. A corral is included, and the barn’s upstairs loft offers additional possibilities once access stairs are replaced. The rear portion of the property is lined with fruit trees, including two avocado, apple, pomegranate, and a variety of citrus trees. The setting offers both function and serenity—perfect for those seeking rural charm with city convenience nearby.

3D Street View Tour

Property Location

12687 Vista Drive, Colton, CA 92324, Colton, California, United States., Colton California

Local Weather & Climate

Colton, California

Current Conditions Updated recently

96 °F

Clear sky

Feels Like 92°F

Humidity 19%

Wind 8 mph

Visibility 6.2 mi

Sunrise 1:55 PM

Sunset 1:58 AM

5-Day Forecast

Thu 19 Mar

Clear

High 96°

Low 70°

Fri 20 Mar

Clear

High 97°

Low 72°

Sat 21 Mar

Clear

High 94°

Low 69°

Sun 22 Mar

Clouds

High 87°

Low 66°

Mon 23 Mar

Clear

High 89°

Low 66°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Colton?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$649,000

12687 Vista Drive, Colton, CA 92324, Colton, California, United States.

Colton, California 92324

3 Beds

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Market Opinion

Market Rate

View prices in:

Our perspective on current market conditions in Colton. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Prices are down 0.8% year-over-year

Local Market Price Trends

Median home sale prices in Colton, California — ZIP code 92324 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $649,000

Area median: $500,853

-0.8% year-over-year (well below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $649,000 20% down ($129,800)

42.4 years

Double Your Investment

Based on current market trends, your property value could double

$318,775

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$3,454

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$1,060,045

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.5x

Leverage Power

Your $129,800 down payment could grow to $318,775 in equity (10 yrs)

Investment Perspective

$1 → $1.18

Every dollar invested today could become $1.18 in 10 years

$100 → 118 $1,000 → $1,178

$29/day

Your home may appreciate while you sleep

$206/week $892/mo $10,701/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$189K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -27% advantage over stocks

-$357K

+$319K

$319K Potential Equity

vs $357K lost to rent over 10 years

$130K Down Payment Growth

2.5x

10yr

$319K

4.6x

20yr

$603K

8.2x

30yr

$1.1M

Wealth Comparison

×3

Equivalent to 3 average US homes

top 10%

US household wealth ranking

Median: $193K Yours: $1.1M

Time to Double Your Investment (accounting for market cycles)

76.9

years

Conservative

0.91% effective/yr

42.4

years

Market-Based Opportunity

1.65% effective/yr

18.2

years

Optimistic

3.88% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $710K +9%

Market $764K +18%

Optimistic $950K +46%

$319K est. equity

20 Years

Conservative $777K +20%

Market $900K +39%

Optimistic $1.4M +114%

$603K est. equity

30 Years

Conservative $850K +31%

Market $1.1M +63%

Optimistic $2.0M +213%

$1.1M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 92324 • 2022 ACS Data

57,593 Population

Median Age: 33.0

$66,836 Median Income

Average

$376,200 Median Home Value

Rent: $1,460

17.5% College Graduates

Below Average

Housing

Homeowners 49.5%

Renters 43.1%

Vacancy Rate 7.4%

Employment

7.2% Unemployment

11.0% Work From Home

Education Attainment (Age 25+)

High School+ 75.9%

Bachelor's+ 17.5%

Graduate+ 6.4%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Colton

Balanced Market Balanced market conditions

$500,853

Median Sale Price

$2,021/mo

Avg Rent

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 12687 Vista Drive, Colton, CA 92324, Colton, California, United States have?

This house at 12687 Vista Drive, Colton, CA 92324, Colton, California, United States features 3 bedrooms with 2,285 square feet of living space.

What is the size of 12687 Vista Drive, Colton, CA 92324, Colton, California, United States?

This property offers 2,285 square feet of living space.

What is the listing price for 12687 Vista Drive, Colton, CA 92324, Colton, California, United States?

This property is listed at $64,900,000, which equals $28403 per square foot.

What are the current real estate market conditions in Colton?

In Colton, home prices have decreased 0.8% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Colton?

Based on current market indicators, Colton shows an active market. The market opportunity score is 58 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 12687 Vista Drive, Colton, CA 92324, Colton, California, United States?

This is a house located in Colton, California. The property is situated in an established neighborhood with convenient access to local amenities and services.

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